1.WHAT IS MORTGAGE PROTECTION INSURANCE... 

In the event of your death or the death of your spouse, it immediately pays off the balance of your mortgage.

2. PROTECTS YOU IF YOU GET SICK OR DISABLED.

Of course, if you or your spouse dies, the policy pays the balance of your mortgage. In addition, if you're hurt working around your house or you're in an automoblile accident and can't work for a while, your Mortgage Protection coverage provides disability benefits - cash - to make your house payment while you're out of commission.

3. PROTECTS YOU IF YOU LOSE YOUR JOB.

Further, it is possible to have unemployment coverage as well ( if available in your state. ), so if you lose your job, your premiums are paid for up to 6 months.

4. PLUS, AT THE END OF YOURPOLICY TERM, WE GIVE YOU YOUR MONEY BACK!

But probably the most remarkable feature available for Mortgage Protection is the Return of Premiums provision. If you qualify, you arrange to have most, if not all, of the money you've paid for premuims over the years returned to you at the end of your policy term in one wonderful, tax-free lump sum!

Not all policices and riders are available in all states. Not all illnesses are covered in all states. All coverage information provided by Independent Life and Disability agents representing  A and A+  carriers offering specialized Mortgage Protection Products. These policies have exclusions and limitations under which the policy may be discontinued.